Finance :: Wealth-Building
My Experiences With International Banks
Posted by admin on June 22, 2008 in Finance :: Wealth-Building
I’ve decided to get out of the Dollar as completely as I possibly can. I’ve been checking into
International Banks for options on doing just that.
I’m learning all I can about
International Online Banking options to that end. I think it’s time to consider more overseas options.
You can’t bee too careful in protecting yourself from the incompetence of the Fed. Time to spread out to other currencies.
Your comments are welcome as always.
Researching SEP IRA Plans
Posted by admin on June 15, 2008 in Finance :: Wealth-Building
So the new job offers employees
SEP IRA Plans for retirement. I have no idea how they work. They look a bit more flexible than 401ks at first glance, but I don’t know for sure.
I’ve been digging around the net trying to learn more about
5305 Sep Forms so I can make the right decisions, but I’m a bit clueless when it comes to finance, so it’s been slow going.
Hopefully I’ll be able to set things up and just let them coast after that. I don’t like micro-managing financial stuff.
Researching SEP IRA Retirement Plans
Posted by admin on June 12, 2008 in Finance :: Wealth-Building
So the new job offers employees
SEP IRA Retirement Plans for retirement. I have no idea how they work. They look a bit more flexible than 401ks at first glance, but I don’t know for sure.
I’ve been researching Sep Retirement Plans on the Internet this afternoon - found some decent beginner information. There’s still a lot to learn, though.
Hopefully I’ll be able to set things up and just let them coast after that. I don’t like micro-managing financial stuff.
High Yield Online Savings
Posted by admin on June 2, 2008 in Finance :: Wealth-Building
You know, those big marble halls at big banks may look impressive, but the fact is that they’re paid for by the customers. They just aren’t necessary anymore. You’re much better off with online banks nowadays. Sometimes you have to remind yourself that you are lending your money to the bank with these accounts, and they ought to be paying you. It’s not like you get to charge the bank fees when they loan you money, after all. Check out ING Direct for example. Their rates are way higher than anything you can get at the big corporate banks. And banking online is easier than dealing with lines at tellers anyway. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. In fact, I think most people would be better off switching to an online bank.
Internet Banks
Posted by admin on May 30, 2008 in Finance :: Wealth-Building
I’ve been looking into internet banks lately. I’ve had enough of big local banks. Lousy rates and high fees - why stick with them? It’s time for a change, so I’m going to try something new. I mean after all, it’s my money, and I’m lending it to them. They should pay for the privilege. And why should I have to pay fees to them? It’s not like I get to charge them fees when I borrow money from them. I personally like Ing Direct Orange Savings Accounts. I’ve been with them for a couple of years now, and have no complaints. I’ve saved a lot of money as well. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. More people should check out internet banks instead of big banks.
Online Checking Accounts
Posted by admin on May 29, 2008 in Finance :: Wealth-Building
Bank of America stinks, just so you know. I’ve been using them for years just because they have ATMs all over town, but now I’m checking out online savings accounts. There are much better deals to be had there. Sometimes you have to remind yourself that you are lending your money to the bank with these accounts, and they ought to be paying you. It’s not like you get to charge the bank fees when they loan you money, after all. I’ve been checking out Bank of the Internet. They’re a pretty good deal. Low fees, good rates, good access. And I can use any bank’s ATM. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. In fact, I think most people would be better off switching to an online bank.
Online Banking
Posted by admin on May 29, 2008 in Finance :: Wealth-Building
I’ve been banking at Wells Fargo for years, but I’m fed up with the lousy rates they pay for their deposit accounts. I’ve decided to look into online banks instead. There are much better deals to be had there, It’s your money, after all, and the banks make money off it just by virtue of having it. It hardly seems right that they would nickel and dime you to death with fees on top of it. I personally like WT Direct. I’ve been with them for a couple of years now, and have no complaints. I’ve saved a lot of money as well. Frankly, I couldn’t care less about meeting a banker in person. I’d much rather do my banking online with a click or two than wait in line at the branch. You might want to look into the benefits of online banking yourself.
Learning About SEP IRA Plans
Posted by admin on May 20, 2008 in Finance :: Wealth-Building
Learned today that my employer offers
SEP IRA Plans instead of 401ks. I know nothing about them. Time to do some research.
In particular, I need to know more about Sar Sep Accounts. There’s some decent stuff on the net about it, but it’s hard to stay focused on it. This stuff is just so dry and dull.
I’m hoping I’ll be able to set things up once and be done with it. Use dollar-cost averaging to smooth things out over time.
Online Savings Accounts
Posted by admin on May 9, 2008 in Finance :: Wealth-Building
Bank of America stinks, just so you know. I’ve been using them for years just because they have ATMs all over town, but now I’m checking out online banking. There are much better deals to be had there. I mean with the rates most big banks pay you, you’re not even keeping up with the huge rate of inflation in this country. Not even close. You’re actually losing money in real terms. Not exactly the sort of reward you’d like to get for saving. Specifically, Irwin Union Online Banking is a great deal. They pay good rates, and don’t charge all of those hidden fees that the big boys are always hitting you with. I mean, who wants to wait in line at a bank branch when you can get your business done in a few seconds online? In fact, I think most people would be better off switching to an online bank.
High Yield Online Savings
Posted by admin on February 19, 2008 in Finance :: Wealth-Building
I’ve been looking into online checking accounts lately. I’ve had enough of big local banks. Lousy rates and high fees - why stick with them? It’s time for a change, so I’m going to try something new. I mean after all, it’s my money, and I’m lending it to them. They should pay for the privilege. And why should I have to pay fees to them? It’s not like I get to charge them fees when I borrow money from them. Specifically, WT Direct is a great deal. They pay good rates, and don’t charge all of those hidden fees that the big boys are always hitting you with. Frankly, I couldn’t care less about meeting a banker in person. I’d much rather do my banking online with a click or two than wait in line at the branch. You might want to look into the benefits of online banking yourself.
Payday Loan Companies - What You should Be Aware Of
Posted by admin on February 8, 2008 in Finance :: Wealth-Building
There are many companies that are offering online payday loan on the Internet. They are increasing in number as the number of people who are in need of loans is also growing. With this big number of companies, there will always be some that are not legitimate. To avoid falling into their trap, you should exercise caution on dealing with payday loan companies. Do not give pin numbers of your accounts. The company doesn’t need this information when depositing your loan. Also be cautious when giving your personal information, such as license number or social security number. You might become a victim of identity theft. To be on the safe side, always know the company you’re dealing with.
